Apartments finance differently — leverage that reflects it.
Acquisition and refinance for 5+ unit apartment and build-to-rent assets, where diversified tenant income and durable demand support higher leverage than most commercial property types.
Multifamily, sized to the deal.
- Amount
- $1M – $35M
- Leverage
- Up to 80% LTV
- Term
- 5 – 30 yr
Indicative ranges only — not a quote or commitment to lend; your actual amount, leverage, and term are set by underwriting and property details.
Who this program fits.
- Acquisition of a stabilized 5+ unit apartment or build-to-rent community
- A value-add multifamily plan that will eventually need a permanent-debt takeout
- A refinance that wants to capture multifamily's typically lower coverage bar
- A sponsor whose stabilized in-place income can support a long amortization, not just a short hold
From submission to funding.
Submit the deal
Send the rent roll, trailing operating statements, and unit mix. Value-add plans should include the repositioning story.
Term sheet in 48 hours
We size leverage to the property's diversified income and quote amount, rate, and structure directly.
Diligence in parallel
Appraisal, title, and third-party reports run at once, sized to the property's stage — acquisition, refinance, or value-add.
Close & fund
Close on a timeline measured in weeks, with amortization structured to match how the property actually performs.
What this could look like.
Illustrative deal — hypothetical, not an actual closed transaction
A sponsor is acquiring a stabilized garden-style apartment community with occupancy holding steady across a broad, diversified tenant base. Because multifamily income is treated more generously than most commercial property types, leverage is sized closer to the higher end of the range, with amortization structured for a long-term hold rather than a short reposition.
Let’s underwrite your deal.
Send us the property and the plan. You’ll have a real term sheet — not a maybe — within two business days.