Keystone
Loan program

When the clock is the deal.

Short-term, interest-only capital to acquire, reposition, or stabilize an asset before the window closes — priced for speed and flexibility, not the lowest possible rate.

Key terms

Bridge, sized to the deal.

Amount
$1M – $30M
Leverage
Up to 80% LTC
Term
12 – 36 mo

Indicative ranges only — not a quote or commitment to lend; your actual amount, leverage, and term are set by underwriting and property details.

Best for

Who this program fits.

  • A seller's deadline or an expiring rate lock that a bank's timeline can't meet
  • A value-add or reposition plan that needs to close before it can qualify for permanent debt
  • An asset that isn't stabilized yet but has a clear, financeable business plan
  • A sponsor who needs interest-only payments while the plan is executed, not amortization from day one
How it runs

From submission to funding.

01

Submit the deal and the plan

Send the address, the current rent roll, and a specific repositioning plan — which units, what lift, what it costs.

02

Term sheet in 48 hours

We size the facility to project cost and scrutinize the plan as closely as the current numbers.

03

Diligence in parallel

Appraisal, title, and third-party reports move at once so the bridge doesn't lose the speed it's built for.

04

Close & fund

Term sheet in 48 hours, close in as few as 10 days, with interest-only payments while you execute the plan.

Illustrative deal

What this could look like.

Illustrative deal — hypothetical, not an actual closed transaction

A sponsor needs to close on a value-add apartment building inside three weeks to beat a competing offer. The bridge facility is sized to total acquisition-plus-renovation cost, funds interest-only while unit renovations and re-leasing proceed, and is structured from the outset to be repaid by a permanent refinance once the property stabilizes.

Let’s underwrite your deal.

Send us the property and the plan. You’ll have a real term sheet — not a maybe — within two business days.